Before considering how or whether to upgrade your home’s heating system, you should start with making sure your home is well-insulated. Improving your home’s efficiency by insulating, air sealing, and other weatherization steps will help your heat pump or other heating system work more effectively. Weatherizing will save you money on heating and cooling, improve your comfort, and (as with heat pumps) may be financed through incentives or rebates to help pay for it. See the weatherization/home performance section in this DYI Guide
Check with your electric or gas utility or local government energy services department to take advantage of rebates and financing assistance for home weatherization. (See utility rebates)
If your family qualifies as “low-income,” you can apply for free help in weatherizing your home through the Colorado Energy Office’s Weatherization Assistance Program.